Sectors · London & UK
The sectors we know best.
Contractors, operators and property owners, insured by brokers who work these risks every day and know which insurers will write them.
Sectors
We insure the trades other brokers find hard to place.
Height, depth, hot works, heavy plant, asbestos, waste. These are the risks where a broker either knows the market or does not, and where the difference shows up in the terms you are offered rather than in the sales pitch.
What we cover
Twelve sectors, one standard of service
Each of these is broked by someone who understands the operation behind it, not just the SIC code on the proposal form.
Scaffolders
Tube and fitting, system scaffold and temporary roofs, with the working-at-height, design and contract exposures that come with them.
Roofing & Cladding Contractors
Flat and pitched roofing, rainscreen and facade work, including hot works controls and the fire performance questions insurers now ask first.
Construction
Main contractors, developers and principal contractors, from a single project through to a full annual programme.
Groundworks & Civil Engineering
Excavation, drainage, piling and infrastructure, where underground services and collapse risk drive the wording more than the premium does.
Demolition including Asbestos
Soft strip, structural demolition and licensed asbestos removal, placed with the insurers who will genuinely write this work.
Concrete Supply & Surfacing
Ready-mix supply, pumping, screeding, paving and surfacing, insured on the road and on site as one operation.
Crane & Plant Hire
Hired-in and hired-out plant, cranes and lifting operations, with hire conditions and contract terms checked before you sign them.
Waste & Recycling
Collection, transfer stations and materials recovery, where fire and environmental exposure sit at the centre of every conversation.
Property
Owners, landlords and investors: single buildings through to mixed portfolios, whether occupied, let, vacant or under refurbishment.
Haulage & Couriers
Fleet, goods in transit and liability for operators running anything from a handful of vans to a national network.
Fire Protection
Sprinkler, alarm, suppression and passive fire installers, where professional indemnity matters as much as public liability.
MEPH Design & Installation
Mechanical, electrical, public health and HVAC contractors, including design responsibility, commissioning and handover.
This is not an exhaustive list. If your trade is not shown, it is still worth a call: the answer is usually yes.
Speak to us
Not sure which applies to you?
Most businesses span more than one of these. Tell us what you actually do and we will tell you what you actually need.