Fleet & Commercial Vehicle Insurance
Keep every vehicle earning.
Motor fleet programmes for vans, trucks, plant and mixed commercial fleets, priced on how you actually run them, and managed so downtime stays short.
Our approach
A fleet policy is a line on the P&L, until the morning it is the only thing keeping your business on the road.
Cover we arrange
One programme, every vehicle.
From two vans to a mixed national fleet, structured so additions, disposals and drivers are simple to manage.
Fleet Programmes
Cars, vans, HGVs and everything between: one policy, one renewal date, one point of contact.
Plant & Special Types
Diggers, dumpers, cranes and agricultural kit, on the road and on site.
Goods in Transit
Your loads, tools and customers’ goods covered door to door, matched to your contract terms.
Motor Legal & Uninsured Loss
Recovery of excesses and uninsured losses, and defence when your drivers need it.
Driver Risk Management
Licence checking, telematics and driver policies that reduce incidents, and strengthen your renewal.
Incident & Claims Support
From FNOL to settlement: repairs progressed, hire arranged, third parties managed.
Why fleets work with us
Downtime is the real premium.
The cheapest fleet policy is rarely the cheapest fleet. We manage the whole cost of risk, not just the invoice.
Vehicles back earning fast
Incidents notified same-day, repairs chased and replacement vehicles arranged. Downtime is treated as the loss it is.
Your data, used in your favour
Claims experience, telematics and risk management presented to insurers as a case for better terms.
Renewals negotiated, not rolled
Fleet changes, driver improvements and a clean year should all move your price. We make sure they do.
Fleet questions
Asked by transport and operations directors.
Can we add and remove vehicles mid-term?
Yes. A fleet programme is designed for movement. Additions and disposals are handled on agreed terms, so a new vehicle is never sitting uninsured waiting on paperwork.
How do young or new drivers affect our cover?
Restrictions and excesses can usually be structured rather than refused: minimum ages, named exceptions or higher excesses for defined groups. We negotiate the shape that fits how you recruit.
What happens on the morning of an incident?
One call. We take the details, notify insurers, get repairs or hire moving and deal with any third party, while your operation keeps running.
Get in touch
Speak to a broker about your fleet.
Tell us what you run and how it works, and we’ll give you a view on cover, cost and claims within the day.