Property Insurance · London & UK
Cover that understands property.
From a single commercial building to a complex mixed portfolio, insurance arranged around how your assets are let, managed and financed.
Our approach
A property portfolio is never just bricks. It is tenancies, lending covenants and reputations. We arrange cover that stands up when it is tested.
Cover we arrange
Built around your assets.
Programmes shaped to your schedule of properties, tenants and lenders, not the other way round.
Commercial Property
Buildings, contents, loss of rent and landlord’s fixtures, with rebuild values sense-checked, not assumed.
Property Owners’ & Landlord
Owners’ liability and landlord cover for single assets or blocks, commercial and mixed-use.
Portfolio Programmes
Consolidated cover across a growing portfolio: one renewal date, one broker, consistent terms.
Business Interruption
Loss of rent and revenue with indemnity periods that reflect real reinstatement timescales.
Public & Employers’ Liability
Liability arranged around visitors, contractors and managing agents across your sites.
Bespoke Placements
Unusual construction, listed buildings, vacant units and hard-to-place risks presented properly to the market.
Why property owners work with us
Detail is where property cover succeeds or fails.
The difference shows in the wording, and in what happens after a loss.
Underinsurance never bites
We interrogate sums insured, indexation and day-one uplift so a claim is never discounted for underinsurance.
Claims that keep tenants trading
When a loss lands we manage insurers, loss adjusters and timelines, protecting the tenancy as well as the building.
Renewals re-marketed
Your programme is tested against the market every year, with changes to the portfolio picked up as they happen.
Property questions
Asked by owners and directors.
How do I know my rebuild cost is right?
Most underinsurance starts with an out-of-date declared value. We review your basis of valuation, indexation and any day-one uplift, and will recommend a professional reinstatement cost assessment where it makes sense.
Can you cover vacant or part-vacant properties?
Yes. Vacancy changes the risk, not the insurability. We arrange cover with realistic conditions on inspections and security, and negotiate restrictions back as units re-let.
Can properties be added mid-term as we buy?
That is exactly what a portfolio programme is for. New acquisitions are added at agreed terms, so completion is never waiting on an insurance quote.
Get in touch
Speak to a broker about your property.
Tell us about the asset or portfolio and we’ll come back with a view: a conversation, not a quote engine.